Ehsaas Loan Program 2024 Online

The Government of Pakistan, under its Ehsaas initiative, offers the Ehsaas Loan Program 2024. This program provides financial aid to students, unemployed individuals, and marginalized communities through interest-free loans.

It’s similar to the Ehsaas Scholarship Program and aims to help those who are financially struggling by offering loans up to 8000 PKR monthly, accessible through 1,110 loan centers across the country.

Breaking Down Poverty: Register Today

If you’re dreaming of starting your own business or need financial help with your studies, consider registering for the Ehsaas Loan Program. The registration process is simple and can be done online for the year 2024. Once approved, you can repay the loan over a three-year period.

Who Can Benefit From the Ehsaas Loan Program?

Initiated by Prime Minister Imran Khan in March 2020, this program is designed to assist students needing financial support, citizens struggling with employment, and women seeking independence. It targets people with a poverty score between 0-40 and ages 18 to 60 who are Pakistani citizens with a valid CNIC.

Eligibility and How to Register

The Ehsaas Loan Program supports individuals earning less than 40,000 PKR, students, women, disabled persons, and transgender individuals. Loans range from 2,000 to 200,000 PKR and are repayable in easy three-year installments. To register, visit your nearest Ehsaas loan center or use the Ehsaas Loan APP for a straightforward online registration process.

Specific Eligibility Criteria

Income below 4,000 PKR per month
Specially abled persons
Transgender individuals
Students in need
Startup ventures
A poverty score of 0-40
Age between 18-60
Holding a valid Pakistani CNIC
Empowering Women with 50% Reserved Loans (H3)
The Ehsaas Loan Program allocates 50% of its resources specifically to female applicants, empowering them to start small businesses and gain financial independence.

Applying for the Loan

There are several ways to apply for the Ehsaas Loan:

Use the Ehsaas Loan APP, which offers an easy-to-navigate interface.
Visit the official website of the Pakistan Poverty Alleviation Fund and fill out the registration form.
Drop by the nearest Ehsaas Loan Center for in-person assistance.
Alternatively, use the 8171 web portal and enter your 13-digit CNIC number.

Partner Organizations and Banks

The Ehsaas Loan is implemented in collaboration with various partners and banks across Pakistan. These include:

Pakistan Poverty Alleviation Fund (PPAF)
National Bank of Pakistan (NBP)
Khushhali Microfinance Bank
United Bank Limited (UBL)

And more. These partners help administer and distribute the loans effectively.

List of PPAF Partner Organizations

Organizations like Akhuwat Foundation, Awami Development Organization, and others across various districts play a significant role in this initiative, ensuring the loans reach those in need.

Banks Partnering in the Ehsaas Loan Program

Several prominent banks including the National Bank of Pakistan, Khushhali Microfinance Bank, and United Bank Limited, facilitate the financial processes of the Ehsaas Loan Program.

Need Help? Contact the Ehsaas Loan Helpline

For any questions or guidance, the Ehsaas Loan Program has a dedicated helpline:

Phone: +92 (51) 8439450 – 79
Email: info@ppaf.org.pk

This comprehensive program not only supports financial growth but also strengthens the socio-economic framework by helping marginalized communities thrive.